5 Insurance Apps to Make Your Life Easier

With the right applications, it’s easier than ever to compare term life insurance quotes, file claims, and more!

Now more than ever, insurance providers are introducing applications to help people find and manage their policies. Why is this happening? There are several reasons—however, the main reason is because we spend more time on our smartphones than ever before. In the last few years ordering groceries, food, rides and more from a smartphone has become the norm. Not to mention all of the different banking services that you can also access with just a phone and a WiFi connection. Because we use our smartphones for everything, insurance providers have begun developing mobile apps to give their customers easy access to search, view, and manage their insurance coverage.

Today, we’re covering some of the best insurance apps on the market. We’ll be covering everything from apps that help you get a term life insurance quote to apps that  let you automatically file an auto insurance claim. If you find yourself getting overwhelmed trying to manage your insurance policies, we highly recommend checking out the following applications to simplify your life.

1. Fabric Life Insurance and Family Financial Planning

Using the Fabric app, you can apply for a life insurance quote, purchase a policy, and manage your finances from a single application

Fabric can help you save for the future or pay off your current debts. Image courtesy of Investopedia.

If you are a parent—this app is made for you. Seriously! The free Fabric Life Insurance app is designed for new parents who want to apply for a term life insurance policy and manage other important parts of their finances—all in one place. By answering a few simple questions about your life and your family, Fabric will tailor the app experience to your needs.

To get started, Fabric will help you get a quote for a term life insurance policy. It takes less than 10 minutes using the app to receive a term life insurance quote designed for you. Simply choose your coverage amount, the state where you currently reside and your age. Then, you’ll answer a few other questions about your life and health to get a free term life insurance quote. Once you’ve purchased on your policy, you can manage your policy and designate beneficiaries all with a few taps.

The Fabric app extends beyond your life insurance policy, too. By inputting your information into the app—like bank accounts and credit cards—Fabric can help you save money for major future expenses. These financial planning tools can also be used to set aside money to help you pay off outstanding debts. New parents can also use the app to begin setting aside money in a higher education fund for their children.

Another useful feature of the Fabric app is the ability to create a will within the app. If you have a life insurance policy, savings, and other assets, it is essential you have a will. Using the app, you can create a will, name beneficiaries, and name an executor to carry out your will. When you use the Fabric app, creating a will is easier than ever. Plus, you will gain peace of mind that no matter what happens in the future your finances are secure for your family members.

2. Lemonade for Homeowners Insurance

Don’t go without homeowner’s insurance! Find the right coverage instantly using Lemonade

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Manage all of your homeowners insurance needs using Lemonade. Image courtesy of Reinsurance News.

If you’re looking for homeowner’s insurance, look no further than Lemonade. The Lemonade homeowners insurance app is one of the simplest and easiest ways to select a policy, protect your home, and manage your homeowners insurance. To get started, all you have to do is open the Lemonade app, create an account, and answer a few simple questions about yourself, your finances, and your home. Once you have input your information, Lemonade will present you with a quote in as little as 90 seconds! Now that’s quick service!

When you sign up for homeowners insurance with Lemonade, you won’t have to do much in the future to maintain coverage. Lemonade automatically renews your policy each year unless you need to make changes or end your coverage for any reason. Policies for homeowners start at $25 per month, which is well below the average cost for a monthly premium.

Additionally, Lemonade also boasts exceptional customer service! So, if you have any questions regarding your policy, there is someone on the line ready to give you all the answers you need.

Due to its simplicity and low cost for coverage, we recommend Lemonade to anyone searching for homeowners insurance for the first time. 

3. My Pet Insurance App By ASPCA

We know your furry friend is a top priority! That’s why we recommend My Pet Insurance app to manage all of your pet’s health-related needs

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File claims instantly using My Pet Insurance. Image courtesy of Apple.

Your pet is a member of your family—which means that your furry friend also requires insurance. If you are looking for an easy way to manage your insurance, file claims, and even find a vet in your area, we recommend My Pet Insurance App by ASPCA. To start using the application, you need to have a pet insurance plan from ASPCA. Once you’ve entered your personal information and policy information, you can begin managing your policy and submitting claims. All you have to do to submit a claim is input a bit of information, take a picture of your receipt, and hit submit ! After that, you can track the status of your claim and pay bills—all from within the My Pet Insurance App.

Additionally, if you are searching for a vet in your area the My Pet Insurance app can help you find the right provider. When you’ve found a vet that is right for you, you can designate their practice as the default in the app as well. Overall, the My Pet Insurance app by ASPCA is designed to protect your pet and make your visits to the vet as seamless as possible!

4. Allstate Auto

One of the most trusted names in the auto insurance industry also offers a comprehensive and easy to use app

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Get rewards for safe driving. Image courtesy of Google Play.

If you are searching for an app for all your car insurance needs, you should check out the Allstate app. Unlike Jerry, In order to use the app to its full extent you need to purchase Allstate coverage. However, once you are covered by Allstate you can access a whole host of features including the ability to report a claim, pay your bills, and even call for roadside assistance in the case of a breakdown. 

You can even save money just by using the application. Using data analytics, the Allstate app rewards safe drivers with up to a 25% refund on auto insurance payments. You can also use the application to replace your insurance ID cards and upload photos in the case of an accident. Just like with a few of the other applications we’ve mentioned, Allstate allows you to make policy changes right from the app—no human interaction required!

5. Aetna Health

Keeping track of your health care isn’t always easy! Luckily, the Aetna health app can help you find everything in one place

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Easily access all the healthcare information you need via the Aetna app. Image courtesy of Investopedia.

Effortlessly manage your health care using the Aetna Health app. If you have Aetna health insurance, this app allows you to find an in-network doctor, view your plan information, and view your current and past claims. Using the Aetna Health app, you can read through reviews before selecting your primary care physician. Once you have selected your primary care doctor, it is easy to request a new insurance card with their name designated. The app can also give users helpful estimates regarding future healthcare costs. As you attend regular doctor’s visits and pick up your necessary prescriptions, you can track your spending and see how close you are to meeting your deductible.

For even greater convenience, the Aetna Health app allows you to save your insurance card to your Apple Wallet so you always have your information with you. 

Life is often busy and overwhelming, but managing your insurance doesn’t have to be. Thanks to the apps we’ve listed, managing your life, auto, and health insurance policies has never been easier. By using these apps, you can simplify your life and get greater insight into how your insurance policies work. So, don’t put off finding a term life insurance policy or filing an auto claim—use these apps to help you get started!

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Jethro

I'm Jethro. I'm a carpenter, and love to build things! You can find me in the garage or at work most days of the week. My sister is Crystal, who you might know from this very blog. Her son Johnny loves video games just as much as I do - so we have a lot of fun playing together!

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